Business Rewards Mastercard® from KeyBank Review

Business Rewards Mastercard® from KeyBank — all information about the credit card.

Updated August 08, 2023

Our Rating:

4.4 out of 5

Recommended credit score

Fair to Good (580-739)

Rewards Rate:

10x Points on business purchases including gas, travel, restaurants and telecommunications.
5x Points on all other eligible spending.

Intro Offer:

$200 Earn $200 worth of bonus points when you spend $1,000 in the first 60 days when you have a qualifying KeyBank checking account.

Annual Fee:

Purchase Intro APR:

0% Introductory APR for the first 6 monthly billing cycles

Regular APR:

17.24% - 27.24% Variable

Balance Transfer APR:

17.24% - 27.24% Variable

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KeyBank Business Rewards Mastercard® Rewards Calculator

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All benefits

10x On business purchases including gas, travel, restaurants and telecommunications.
5x On all other eligible spending.

Car Rental Insurance:
Included with your business rental car when you pay with your KeyBank Business Card.
Travel Benefits:
Global Emergency Services and access to Mastercard’s TPC Golf Privileges.

Rate and fee information

Purchase Intro APR

0% Introductory APR for the first 6 monthly billing cycles

Purchase APR

17.24% - 27.24% Variable

Intro Balance Transfer APR

0% Introductory APR for the first 6 monthly billing cycles following account opening when balance is transferred within the first 60 days following account opening

Balance Transfers APR

17.24% - 27.24% Variable

APR for Cash Advances

27.24% Variable

How to Avoid Paying Interest

Your payment due date is at least 25 days after the close of each billing cycle. You will not be charged any interest on purchases if you pay your entire balance by the due date of each month. You will be charged interest on cash advances, convenience check advances and balance transfers on the transaction date.

Fees

Annual Fee

Fees for Balance Transfer

Either $10.00 or 4% of the amount of each transaction, whichever is greater

Fees for Cash Advances

Either $10.00 or 5% of the amount of each transaction, whichever is greater

Late Payment

Up to $39

Pros & Cons

No Annual Fee
Intro APR period

Foreign Transaction Fee

Features

0% Intro APR
No Annual Fee
Fraud Protection
Rewards
Bonus points
Purchase Protection
Travel
Airline
Auto Rental Insurance
Fair Credit
Good Credit

About the issuer

KeyBank has several card types depending on your needs.

Manage your Account & Pay your Bill

You can usually pay your bill online on your

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Cross River Bank

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Capital One Spark Miles for Business

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Recommended credit score

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Annual Fee

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Recommended credit score

Excellent (740-799)

Annual Fee

19.99% - 29.99%

Regular APR

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See Another Credit Cards in the Bank

KeyBank Business Rewards Mastercard® is an option for those, who need Classic features. With an APR of 17.24% - 27.24% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Fair to Good (580-739) credit score. With KeyBank Business Rewards Mastercard® you will get such features as 0% Intro APR, No Annual Fee, Fraud Protection, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.

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