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Please read the Schwab Intelligent Portfolios Solutions disclosure brochures for important information, pricing, and disclosures related to the Schwab Intelligent Portfolios ® and Schwab Intelligent Portfolios Premium ® programs.
Schwab Intelligent Portfolios ® and Schwab Intelligent Portfolios Premium ® are made available through Charles Schwab & Co. Inc. ("Schwab"), a dually registered investment advisor and broker dealer. Portfolio management services are provided by Charles Schwab Investment Management, Inc. ("CSIM"). Schwab and CSIM are subsidiaries of The Charles Schwab Corporation.
The cash allocation in Schwab Intelligent Portfolios Solutions will be accomplished through enrollment in the Schwab Intelligent Portfolios ® Sweep Program (Sweep Program), a program sponsored by Charles Schwab & Co., Inc. By enrolling in Schwab Intelligent Portfolios Solutions, clients consent to having the free credit balances in their Schwab Intelligent Portfolios Solutions brokerage accounts swept to deposit accounts at Charles Schwab Bank through the Sweep Program. Charles Schwab Bank is an FDIC‐insured depository institution affiliated with Charles Schwab & Co., Inc. and Charles Schwab Investment Management, Inc. Schwab Intelligent Portfolios ® and Schwab Intelligent Portfolios Premium ® are designed to monitor portfolios on a daily basis and will also automatically rebalance as needed to keep the portfolio consistent with the client’s selected risk profile. Trading may not take place daily.
Tax‐loss harvesting is available for clients with invested assets of $50,000 or more in their account. You should read the tax-loss harvesting disclosures on the Schwab Intelligent Portfolios Solutions website and mobile application (collectively, the “Website”) as well as in the Schwab Intelligent Portfolios Solutions disclosure brochures (the “Brochures”) before choosing the tax-loss harvesting feature as part of your enrollment in Schwab Intelligent Portfolios.
Diversification, automatic investing, and rebalancing strategies do not ensure a profit and do not protect against losses.
The Schwab Bank Investor Checking account is available only as a linked account with a Schwab One ® brokerage account. The Schwab One brokerage account has no minimum balance requirements, no minimum balance charges, no minimum trade requirements, and there is no requirement to fund this account when opened with a linked Investor Checking account. To learn more about other Schwab Bank checking accounts, please contact Schwab Bank at 888-403-9000.
Funds deposited at Charles Schwab Bank, SSB, are insured, in aggregate, up to $250,000, based on account ownership type, by the Federal Deposit Insurance Corporation (FDIC).
Charitable Planning Consultants are employees of Schwab Charitable. Schwab Charitable is the name used for the combined programs and services of Schwab Charitable Fund™, an independent nonprofit organization. Schwab Charitable Fund has entered into service agreements with certain affiliates of The Charles Schwab Corporation.
Charles Schwab & Co., Inc. ("Schwab") is affiliated with Charles Schwab Trust Company (CSTC), the corporate trustee for Schwab Personal Trust Services (SPTS) and Schwab Wealth Trust Services (SWTS). Schwab may introduce clients to CSTC but does not evaluate whether SPTS or SWTS is appropriate for each client or recommend SPTS or SWTS for any particular client. It is the client's responsibility to ensure that CSTC meets his or her trust needs and to conduct any due diligence that may be required before engaging CSTC.